Just like other individual I am just human who felt so tired paying too much bills every paycheck. As soon as possible I wanted to get out of it and looking some alternatives how that it won't affect my credit score badly. My hubby and I are looking forward for free consultation bankruptcy sometime next month. We want to know how it works and what are those instances that would likely to improve our current standing in todays living. Hopefully it will help as much as we want it to be. Hoping for great news later of this month.