I am busy looking for an insurance way back when my daughter's need some since her insurance was expired already. I never knew then how difficult it was because you have to consider a lot of things. You should think twice or thrice before you commit to have one. Honestly, me and my hubby before doesn't care about insurance for the reason that it is very expensive and sometimes unreasonable. I was surprised when my partner enrolled and got interested with term life insurance no medical exam. This is perfect for him because he doesn't like his time to be wasted by waiting in line for check-ups and other exams. When we heared about it, he doesn't have any second taught than grab the opportunity before it knocks out. For health reasons we are comfortable knowing that as early as now we are totally prepared for tomorrow.